Borrower provides the needed information for loan. Using Debitum tokens borrower or investor pays for various services throughout financing process, like verification, risk assessment, insurance or debt collection. Principal capital and interest move by the ordinary means as it is considered to be ‘physical goods’.
Service providers freeze some amount of tokens received as a guarantee for future service quality. While trust smart contracts automatically calculate and update trust ratings of each service provider as well as the community they represent.
Debitum Network operators will ensure smooth fiat-crypto interaction at the beginning of Debitum Network development until crypto payments become mainstream.