Buyback Guarantee in Debitum Network, as in all P2P or P2B lending platforms, is a guarantee provided by our loan originators regarding a specific loan. If repayment of that particular loan is delayed by more than 90 days, then the broker (loan originator) is obligated to buy back the loan by fully or partly compensating investors for their remaining principal invested as well as outstanding interest and penalties. In other words, if a loan is 90 days late, the broker repurchases it from the investor parties, covering the remaining principal invested & outstanding interest.
An "Under Asset" field in asset details displays all guarantees that the borrower provides a Loan Originator in case of non-repayment. In most cases, these are invoices or personal guarantees by one or more owners of the company.